BitPanda is a Bitcoin broker located in Austria. You can purchase coins with a credit/debit card for 3-4% fees. Only residents of Europe can use BitPanda.
Step 1. Open an Account on BitPanda
Once you create your account and verify your email address, you can begin following the steps below:
Step 2. Login and Confirm Your Credit
Login to your account and click "Buy" in the top menu bar. You will now see a page like below. Select "Visa/Mastercard" since you want to buy with your credit or debit card. Also, enter the amount of euro you want to spend or amount of BTC you want to buy:
Step 3. Choose Your Payment Method
Step 4. Finalize Your Order
Now you need to confirm that the amount you entered before is indeed the amount you want to buy. Also, you confirm that you agree to BitPanda's exchange rate. In the "the Current Price" field you can also see the exchange rate you are getting. It will likely be 3-4% above the market rate since BitPanda's fees are included in the exchange rate.
Note, you only have 60 seconds to lock in your exchange rate and confirm!
Step 5. Verify via SMS or a phone call
Now you will have to verify via SMS or a phone call:
Step 6. Enter the PIN code
Enter the PIN code you received via SMS or phone call:
Step 7. Start the payment process
If you verified successfully, you can now click "Click here to start the payment process". Make sure you note the 10 minute time--you have this amount of time to complete your order.
Step 8. Enter your credit card details
On this page, you enter your credit card details through mPAY24. Once you enter your card information press "Bezahlen":
Step 9. Check your "History"
That's it! Now in your BitPanda account you can check your "History" tab to view the trade details.